Capital One
Capital One Savor Cash Rewards Credit Card
Annual Fee
$0
Bonus Value
$200
Min Spend
$1K/3mo
Current Welcome Offer
200
Cash — worth ~$200
Spend $500 in 3 months
Verify offer with issuer
No automated verification
Directed to Capital One's secure application · We may earn a commission
Historical Intelligence
Offer history & timing
Current
200
Average
200
Tracked High
—
No offer change history on record yet.
Timing Intelligence
Typical offer
The current offer is in line with the typical range for this card (average: 200). No strong signal to wait — it's a reasonable time to apply if this card fits your needs.
Based on limited history. Not financial advice. Always verify with issuer.
Intelligence
Decision guide
Offer Score
Average
Worth keeping for ongoing value (~$362/yr after bonus)
Timing
Typical offer
The current offer is in line with the typical range for this card (average: 200). No strong signal to wait — it's a reasonable time to apply if this card fits your needs.
Ecosystem
Capital One Miles
Versatile travel currency — transfer 1:1 to 15+ partners or redeem at 1¢/pt for travel.
✓ Transferable to 20+ partners
Opens the Capital One Miles ecosystem with access to Capital One Miles and 10+ transfer partners.
Value
First-year value estimate
Conservative
+$362
65% benefit utilization, minimal travel redemptions
Realistic
+$362
85% benefit utilization, occasional transfer partner redemptions
Optimized
+$362
100% utilization, premium transfer partner redemptions
Keeper Value (Year 2+)
After the signup bonus — is it worth keeping?
+$362/yr
Based on avg US annual spend of $24,120 · Year 1 includes signup bonus. Illustrative — actual value varies by spending habits and redemption strategy.
Benefits
Card perks & credits
Up to $200/yr in benefits
🛡️insurance
Extended Warranty
$50/yr
Extends original manufacturer warranties by up to 1 additional year.
Purchase Protection
$100/yr
Covers eligible purchases for 90 days against theft or damage, up to $500 per claim.
Travel Accident Insurance
$50/yr
Travel accident insurance when travel is purchased with the card.
Travel purchased with card
Capital One Savor Cash Rewards Credit Card
Current offer: 200 Cash — worth ~$200
View Official OfferCapital One's secure site · No data stored · Commission may apply
Offers are based on publicly available information and are subject to change without notice. Estimated values are illustrative. Not affiliated with or endorsed by any card issuer.
Savor
200 Cash offer