United (Service Mark) Explorer Card
Personal
visa

Chase

United Quest Card

Annual Fee

$250

Bonus Value

$1,215

Min Spend

$4K/3mo

Current Welcome Offer

90,000

United MileagePlus Miles — worth ~$1,215

Spend $4,000 in 3 months

Elevated offer
Offer Score
40/ 100 · Average
View Official Offer

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Historical Intelligence

Offer history & timing

Current

90,000

Average

90,000

Tracked High

No offer change history on record yet.

Timing Intelligence

Typical offer

The current offer is in line with the typical range for this card (average: 90,000). No strong signal to wait — it's a reasonable time to apply if this card fits your needs.

Based on limited history. Not financial advice. Always verify with issuer.

Intelligence

Decision guide

Offer Score

40

Average

Worth keeping for ongoing value (~$112/yr after bonus) · est. +$112 net first-year value

Offer Strength45
First-Year ROI25
Keeper Value70
Approval Accessibility60
Spend Alignment50

Timing

Typical offer

The current offer is in line with the typical range for this card (average: 90,000). No strong signal to wait — it's a reasonable time to apply if this card fits your needs.

Ecosystem

United MileagePlus

MileagePlus miles for United flights, Star Alliance, and partner airlines.

Value

First-year value estimate

Conservative

+$112

65% benefit utilization, minimal travel redemptions

Realistic

+$112

85% benefit utilization, occasional transfer partner redemptions

Optimized

+$112

100% utilization, premium transfer partner redemptions

ComponentConservativeRealisticOptimized
Ongoing Rewards+$362+$362+$362
Annual Fee-$250-$250-$250

Keeper Value (Year 2+)

After the signup bonus — is it worth keeping?

+$112/yr

Based on avg US annual spend of $24,120 · Year 1 includes signup bonus. Illustrative — actual value varies by spending habits and redemption strategy.

Benefits

Card perks & credits

Up to $383/yr in benefits

🛫airline credit

🛫

$125 United Travel Credit

$125/yr

$125 annual statement credit on United purchases.

United purchases including tickets, seat upgrades, and inflight purchases

🛫

First 2 Checked Bags Free

$140/use

First 2 checked bags free for cardholder and one companion.

United-operated flights; cardholder + 1 companion

🏛️lounge

🏛️

2 United Club Passes Per Year

$118/yr

2 complimentary United Club one-time passes per year (~$59 each).

United Club lounges

United Quest Card

Current offer: 90,000 United — worth ~$1,215

View Official Offer

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Offers are based on publicly available information and are subject to change without notice. Estimated values are illustrative. Not affiliated with or endorsed by any card issuer.

United Quest

90,000 United offer

View Official Offer