Chase
World of Hyatt Credit Card
Hyatt loyalists who want to accelerate Globalist status and earn free nights at premium properties
Annual Fee
$95
Bonus Value
$990
Min Spend
$5K/3mo
Current Welcome Offer
60,000
World of Hyatt Points — worth ~$990
Spend $5,000 in 3 months
Good offerLive verified
Checked May 13 · Confidence 70%
CreditPoints Take
The only card that directly earns World of Hyatt points
The World of Hyatt card is the single best hotel co-brand for premium property stays. Hyatt points are consistently among the most valuable in travel, and the free night certificate is nearly always worth the fee.
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AI Analysis
Who is this card best for?
The World of Hyatt card is the single best hotel co-brand for premium property stays. Hyatt points are consistently among the most valuable in travel, and the free night certificate is nearly always worth the fee.
Power combo: Earn Hyatt points here + transfer Chase UR from CSP/CSR at 1:1. Combine to book Category 6–7 Hyatt aspirational properties (Park Hyatt, Alila) for 2¢+ per point value.
Strengths
- World of Hyatt points are routinely valued at 1.7–2.5¢ each — among the highest in hotel loyalty
- Free Category 4 night certificate ($200–400 value) alone justifies the $95 fee
- Discoverist status unlocks late checkout and room upgrades at Hyatt properties
- 2× on dining, fitness, and transit makes everyday spend meaningful
Weaknesses
- No transfer partners — locked into Hyatt ecosystem
- Chase 5/24 applies, making it a deliberate 5/24 slot decision
Rewards
Earn rates by category
Hyatt hotels & resortsBest rate
Dining & restaurants
Airline tickets (purchased directly with airline)
Fitness clubs & gym memberships
Local transit & commuting
Everything else
Earn rates in World of Hyatt Points. Point value varies by redemption method.
Historical Intelligence
Offer history & timing
Current
60,000
Average
60,000
Tracked High
—
No offer change history on record yet.
Timing Intelligence
Typical offer
The current offer is in line with the typical range for this card (average: 60,000). No strong signal to wait — it's a reasonable time to apply if this card fits your needs.
Based on limited history. Not financial advice. Always verify with issuer.
Intelligence
Decision guide
Offer Score
Solid
Est. +$1,123 net first-year value
Timing
Typical offer
The current offer is in line with the typical range for this card (average: 60,000). No strong signal to wait — it's a reasonable time to apply if this card fits your needs.
Verified from issuer · May 13
Ecosystem
World of Hyatt
Hyatt points are widely regarded as the most valuable hotel currency at ~1.7–2.2¢/pt.
Value
First-year value estimate
Conservative
+$717
65% benefit utilization, minimal travel redemptions
Realistic
+$1,123
85% benefit utilization, occasional transfer partner redemptions
Optimized
+$1,529
100% utilization, premium transfer partner redemptions
Keeper Value (Year 2+)
After the signup bonus — is it worth keeping?
+$403/yr
Based on avg US annual spend of $24,120 · Year 1 includes signup bonus. Illustrative — actual value varies by spending habits and redemption strategy.
Benefits
Card perks & credits
Up to $400/yr in benefits
🏨hotel credit
Annual Free Night Reward
$150/yr
One free night at any Category 1–4 Hyatt property each year on card anniversary.
Category 1–4 Hyatt properties
Bonus Free Night at 15K Spend
$150/yr
Earn an additional free night at a Category 1–4 Hyatt property after spending $15K in a calendar year.
Category 1–4 Hyatt properties
⭐status
Hyatt Discoverist Status
$100/yr
Automatic Hyatt Discoverist status — premium internet, room upgrades when available, late checkout.
Live Data
Verified issuer data
Last verified: May 13, 2026
medium confidenceEstimated Net Annual Value
$505
after annual fee
Transfer Partners
Hotels (1)
Data sourced from issuer page via automated extraction. Verify current offers directly with creditcards.chase.com.
Eligibility
Approval insights
Recommended Credit Score
720+
Very Good (720+)
Difficulty
Hard
Annual Fee
$95
⚠ Know Before You Apply
Chase 5/24 Rule
Must have fewer than 5 new credit card accounts opened in the past 24 months across all issuers
The most valuable co-branded hotel card for points value. The Category 4 free night alone can be worth $250+ at properties like Andaz or Hyatt Regency. Strong case for Hyatt loyalists.
Ideal Profile
Best use cases
Hyatt loyalists who want to earn points on stays and everyday spend
Travelers who stay at Hyatt properties and want Discoverist recognition
Free night certificate users targeting Park Hyatt or Andaz properties ($200-400 value)
Status chasers combining card elite nights with stays toward Globalist status
Alternatives
Compare with similar cards
World of Hyatt Credit Card
Current offer: 60,000 World — worth ~$990
View Official OfferChase's secure site · No data stored · Commission may apply
Offers are based on publicly available information and are subject to change without notice. Estimated values are illustrative. Not affiliated with or endorsed by any card issuer.
World of Hyatt
60,000 World offer