Amex
Hilton Honors American Express Surpass Card
Annual Fee
$150
Bonus Value
$520
Min Spend
$3K/3mo
Current Welcome Offer
130,000
Hilton Honors Points — worth ~$520
Spend $3,000 in 3 months
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Historical Intelligence
Offer history & timing
Current
130,000
Average
130,000
Tracked High
—
No offer change history on record yet.
Timing Intelligence
Typical offer
The current offer is in line with the typical range for this card (average: 130,000). No strong signal to wait — it's a reasonable time to apply if this card fits your needs.
Based on limited history. Not financial advice. Always verify with issuer.
Intelligence
Decision guide
Offer Score
Average
Worth keeping for ongoing value (~$212/yr after bonus)
Timing
Typical offer
The current offer is in line with the typical range for this card (average: 130,000). No strong signal to wait — it's a reasonable time to apply if this card fits your needs.
Value
First-year value estimate
Conservative
+$212
65% benefit utilization, minimal travel redemptions
Realistic
+$212
85% benefit utilization, occasional transfer partner redemptions
Optimized
+$212
100% utilization, premium transfer partner redemptions
Keeper Value (Year 2+)
After the signup bonus — is it worth keeping?
+$212/yr
Based on avg US annual spend of $24,120 · Year 1 includes signup bonus. Illustrative — actual value varies by spending habits and redemption strategy.
Benefits
Card perks & credits
Up to $550/yr in benefits
🏨hotel credit
Free Night After $15K Spend
$150/yr
Earn one free night award after spending $15,000 on the card in a calendar year.
Hilton properties; earned after $15,000 in card spend
🏛️lounge
Priority Pass Select (12 Visits)
$200/yr
Priority Pass Select lounge access with up to 12 complimentary visits per year.
⚠ Enrollment required
⭐status
Hilton Gold Status
$200/yr
Automatic Hilton Gold Elite status — 80% bonus points, room upgrades, complimentary breakfast at select properties.
Alternatives
Compare with similar cards
Hilton Honors American Express Surpass Card
Current offer: 130,000 Hilton — worth ~$520
View Official OfferAmex's secure site · No data stored · Commission may apply
Offers are based on publicly available information and are subject to change without notice. Estimated values are illustrative. Not affiliated with or endorsed by any card issuer.
Hilton Surpass
130,000 Hilton offer